hellobeautifulcreatures

JACKSONVILLE, Fla. - When aging parents can no longer care for themselves, having a conversation with them about their future is never easy. Fortunately, there are people who have made it their life's mission to help you figure out what your loved ones can afford when it comes to their long-term care, and where they should spend their golden years. When my dad turned 92 years old in August 2016, his suddenly failing health was a rude punch of reality. Up until then, I had seen him as the strong, quick- witted police officer everyone in Trenton, New Jersey, knew. But suddenly it was up to my sister and me to be his caregivers. We did our best until he passed away in January, but the crash course we received in elder care was eye-opening. Senior living arrangements Once adult children get a handle on their parents’ finances, it’s time to figure out what type of care they can afford. My father soon needed more help than a home health aide could provide, and rushing to find the ri...

Question: What resources can you refer me to for long- term care financial help? My 84-year-old mother needs assisted living or nursing home care , but we don’t have a lot of money and she doesn’t have long- term care insurance . — Searching Daughter Answer: If your mother does not have a long- term care insurance policy , depending on her circumstances, here are several sources you should check into that can help pay for her care. Latest Video The first thing you need to understand is that Medicare — the government health insurance program for seniors 65 and older and those with disabilities — does not cover long-term care, which includes nursing home care , the costs of assisted living facilities and home aide services , unless your mom is receiving skilled nursing or therapy services. It only provides limited short-term coverage, up to 100 days for skilled nursing or rehabilitation services after a hospital stay. However, Medicaid — the joint federal and st...

Dear Savvy Senior , what resources can you refer me to for long- term care financial help? My 84-year-old mother needs assisted living or nursing home care , but we don’t have a lot of money and she doesn’t have long- term care insurance . — Searching Daughter Dear Searching, If your mother does not have a long- term care insurance policy , depending on her circumstances, here are several other sources you should check into that can help pay for her care. Medicaid: The first thing you need to understand is that Medicare (the government health insurance program for seniors 65 and older and those with disabilities) does not cover long-term care, which includes nursing home care , the costs of assisted living facilities and home aide services , unless your mom is receiving skilled nursing or therapy services too. It only provides limited short-term coverage, up to 100 days for skilled nursing or rehabilitation services after a hospital stay. However, Medicaid (the j...

Congregation Beth Israel Events WEST HARTFORD — Congregation Beth Israel , 701 Farmington Ave., is hosting the following events. All events are at the congregation, unless otherwise noted. For more information, call 860-233-8215 or visit www.cbict.org. Shabbat Splashdown Pool Party and Havdalah: Saturday, Aug. 26, from 6 to 8:30 p.m., at the home of Cantor Phillips. Address provided upon RSVP. CBI's group for young professionals and graduate students hosts a light dinner with fun in the pool. A short Havdalah ceremony brings the sweetness of the evening into the rest of the week to come. Guests are asked to bring a drink or dessert to share. RSVP to Cantor Phillips by Wednesday, August 23, at lphillips@cbict.org. Celebrate CBI: Sunday, Aug. 27, from 4 to 6 p.m. Enjoy food, fun, family, and friends in this end-of- summer celebration , free and open to the public Torah Study will take place every Saturday morning at 9:30 a.m. Clergy will lead a spirited exploration and discussi...

Celebrate Earth Day by Planting a Tree" width="300" height="200" />Every April 22, millions of people in nearly 200 countries celebrate Earth Day , and I’m one of them. Originating in 1970, Earth Day is an opportunity for all of us to reflect on how we can make our Earth a better place. It’s a time to be mindful of your impact on the Earth and challenge yourself to adopt new, environmentally friendly habits that conserve resources, save money, and encourage healthy living all-around. In fact, with wonderful benefits like those, doesn’t it make sense to live every day like it’s Earth Day? Well, you can. Over the years, my family and I have used Earth Day as a starting point to implement new and creative changes in our lives. Here are 30 ways we celebrate Earth Day that you and your family can try, too. Some of them may seem small, but small changes add up and if you sustain that change for the rest of your life, it will profoundly lighten your environmen...