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Question: What resources can you refer me to for long- term care financial help? My 84-year-old mother needs assisted living or nursing home care , but we don’t have a lot of money and she doesn’t have long- term care insurance . — Searching Daughter Answer: If your mother does not have a long- term care insurance policy , depending on her circumstances, here are several sources you should check into that can help pay for her care. Latest Video The first thing you need to understand is that Medicare — the government health insurance program for seniors 65 and older and those with disabilities — does not cover long-term care, which includes nursing home care , the costs of assisted living facilities and home aide services , unless your mom is receiving skilled nursing or therapy services. It only provides limited short-term coverage, up to 100 days for skilled nursing or rehabilitation services after a hospital stay. However, Medicaid — the joint federal and st...

Dear Savvy Senior , what resources can you refer me to for long- term care financial help? My 84-year-old mother needs assisted living or nursing home care , but we don’t have a lot of money and she doesn’t have long- term care insurance . — Searching Daughter Dear Searching, If your mother does not have a long- term care insurance policy , depending on her circumstances, here are several other sources you should check into that can help pay for her care. Medicaid: The first thing you need to understand is that Medicare (the government health insurance program for seniors 65 and older and those with disabilities) does not cover long-term care, which includes nursing home care , the costs of assisted living facilities and home aide services , unless your mom is receiving skilled nursing or therapy services too. It only provides limited short-term coverage, up to 100 days for skilled nursing or rehabilitation services after a hospital stay. However, Medicaid (the j...

JACKSONVILLE, Fla. - When aging parents can no longer care for themselves, having a conversation with them about their future is never easy. Fortunately, there are people who have made it their life's mission to help you figure out what your loved ones can afford when it comes to their long-term care, and where they should spend their golden years. When my dad turned 92 years old in August 2016, his suddenly failing health was a rude punch of reality. Up until then, I had seen him as the strong, quick- witted police officer everyone in Trenton, New Jersey, knew. But suddenly it was up to my sister and me to be his caregivers. We did our best until he passed away in January, but the crash course we received in elder care was eye-opening. Senior living arrangements Once adult children get a handle on their parents’ finances, it’s time to figure out what type of care they can afford. My father soon needed more help than a home health aide could provide, and rushing to find the ri...

PRO2 Medical Equipment is helping the elderly to stay in their own home and avoid moving into a care home with their new Bath and Shower Safety Products Each year millions of senior people struggle to live in their own home, and with the rising cost of assisted living accommodation , and skilled nursing home facilities , many loved ones are unable to pay for their mom or dad to receive the care they need. To help make it easier for families to look after their parents, PRO2 Medical has launched a range of Bath and Shower Safety products .   The PRO2 Medical Bath and Safety products (pro2medical.com/collections/bath-shower) help make the bathroom a safer and accessible environment. With the range of products available, those that look after their parent or parents will find it much easier to deal with their bathing or toilet needs. A spokesman for PRO2 Medical Equipment said: “We have a lot of different products available, all with affordable prices. These products can help senior ...

By Alison Smith-Squire The cot was lined with cuddly toys, the bedroom curtains pulled half -way to allow the gentlest of rays to spill pools of sunlight on the carpet. Now and then, a smattering of squally summer rain hit the window - the only sound to interrupt the silence within. Inside the cot lay a beautiful baby boy . Dressed in a pastel-blue sleepsuit, his hair combed and his chubby face bath -time fresh, this was Charlie Gard, finally at home, where his parents, Connie and Chris, fought so hard for him to be. Advertisement Of course, this represents no victory for anyone. Charlie, who had passed away days earlier, was lying in a specially chilled "cuddle cot", allowing his family to spend more time with him before he was taken to a funeral parlour. The little boy actually took his last breath at 3.12 pm last Friday. A private moment with only his parents at his side. His respirator was withdrawn and he slipped away 12 minutes later. A quiet end to a l...

This article won’t win me any brownie points from some readers, but for all of you “over-the-hill” gang, let’s face it: We are going to get older and with that comes the possibility of losing our independence. We all probably have that magic age in our minds we hope to reach. I, myself, am shooting for 100. Why? No particular reason. It just sounds like a nice round number , so, why not? I shared this bit of information with a relative a little older than me, and she agreed that it would be nice but only if it could be a healthy 100. We see friends and relatives already in a position where they’re unable to care for themselves and have to rely on their children and others or eventually require the services of a nursing facility. We don’t want to be anyone else’s responsibility. An 80 year old friend recently had this realization hit home when she — always an active person, even after knee replacements and shoulder surgeries — had another debilitating illness that put her on her backs...