hellobeautifulcreatures

Question: What resources can you refer me to for long- term care financial help? My 84-year-old mother needs assisted living or nursing home care , but we don’t have a lot of money and she doesn’t have long- term care insurance . — Searching Daughter Answer: If your mother does not have a long- term care insurance policy , depending on her circumstances, here are several sources you should check into that can help pay for her care. Latest Video The first thing you need to understand is that Medicare — the government health insurance program for seniors 65 and older and those with disabilities — does not cover long-term care, which includes nursing home care , the costs of assisted living facilities and home aide services , unless your mom is receiving skilled nursing or therapy services. It only provides limited short-term coverage, up to 100 days for skilled nursing or rehabilitation services after a hospital stay. However, Medicaid — the joint federal and st...

Dear Savvy Senior , what resources can you refer me to for long- term care financial help? My 84-year-old mother needs assisted living or nursing home care , but we don’t have a lot of money and she doesn’t have long- term care insurance . — Searching Daughter Dear Searching, If your mother does not have a long- term care insurance policy , depending on her circumstances, here are several other sources you should check into that can help pay for her care. Medicaid: The first thing you need to understand is that Medicare (the government health insurance program for seniors 65 and older and those with disabilities) does not cover long-term care, which includes nursing home care , the costs of assisted living facilities and home aide services , unless your mom is receiving skilled nursing or therapy services too. It only provides limited short-term coverage, up to 100 days for skilled nursing or rehabilitation services after a hospital stay. However, Medicaid (the j...

JACKSONVILLE, Fla. - When aging parents can no longer care for themselves, having a conversation with them about their future is never easy. Fortunately, there are people who have made it their life's mission to help you figure out what your loved ones can afford when it comes to their long-term care, and where they should spend their golden years. When my dad turned 92 years old in August 2016, his suddenly failing health was a rude punch of reality. Up until then, I had seen him as the strong, quick- witted police officer everyone in Trenton, New Jersey, knew. But suddenly it was up to my sister and me to be his caregivers. We did our best until he passed away in January, but the crash course we received in elder care was eye-opening. Senior living arrangements Once adult children get a handle on their parents’ finances, it’s time to figure out what type of care they can afford. My father soon needed more help than a home health aide could provide, and rushing to find the ri...